Send dollars as you do. Keep a slice as US Treasuries, in their own wallet, claimable with their face. A receipt for both.
Remittances are spent the week they arrive. Sown makes part of every one stay.
This is Sown on testnet. The keep is XLM standing in for US Treasuries, which do not exist on testnet, and test USDC has no value. Mainnet keeps Ondo USDY, Etherfuse USTRY and CETES.
Kept as XLM (testnet stand-in for US Treasuries). Test USDC and test XLM have no value.
$100 becomes $90.00 to spend and about 1,036.7395 XLM
Uses the Stellar wallet you already have. Nothing moves until you approve it.
You send dollars, as you do.
USDC from the Stellar wallet you already use, with one approval. Choose how much they keep: 10% unless you say otherwise.
The keep becomes US Treasuries in the same transaction.
Sown buys it on Aquarius, Stellar's exchange, at the price you saw, or nothing happens. Both parts wait in an envelope that only the link can open.
They claim it with their face.
You share a link. They tap it, Face ID makes them a wallet only they control, and Sown's servers pay the network. Dollars to spend, Treasuries that stay.
Government debt that already trades on Stellar, held as a balance in their own wallet. What each issuer can do is read from the ledger, not from a brochure.
XLM, a testnet stand-in XLM · the Stellar network
XLM is the network's own asset, with no issuer to freeze or take it back. On testnet it stands in for US Treasuries.
No envelope from outside the team has been claimed yet, so this is arithmetic at the pool's price right now, labelled as such. The first real one replaces it.
$100.00 sent
10% kept as
1,036.7395XLM
XLM, standing in for US Treasuries on testnet
claimed with Face ID, seconds later
To spend$90.00
Still heldmeasured 30 days after the claim
Arithmetic at the pool's price as this page loaded (ledger 5,099,935). The first real envelope replaces it.
Before you send
The Sown contract on testnet: CCKMIXT4SERT4OFTIGCRLPAFPUED4WW6J7SKCZ46QBOLHBCV3CTAHQSB